Call or apply for financing online today to take the first step in your new journey to better credit.

We Believe Everyone Deserves A Second Chance

Having credit problems shouldn't prevent you from getting into reliable, affordable transportation. Our goal at Napleton St. Louis Nissan in St. Louis, MO, is to get you into the vehicle you love. At Napleton Nissan, you are more than a credit score.

  • Do you have less than perfect credit?
  • Do you have bad credit?
  • Bankruptcy - 7 or 13?
  • Foreclosure?
  • Repossession?
  • Slow pays?
  • No pays?

If you're dealing with any of these issues, Napleton St. Louis Nissan can help. We can also help get you started on the right path if you are just starting out and need to establish a good payment history.

We are confident that whether you are looking to get reliable transportation or trade up, we are here to help.

Get started today:

Questions & Answers

Q:         I really don't want to drive all the way there. Can't we just do this over the phone or online?

A:         Not really. The last thing you want is people pulling your credit repeatedly. A good approval is based on more than just your credit score. It is based on overall budget as well as many other factors. We want to let the lenders know you are more than just your score. We want lenders to know you are more than your past. We need the right car to set you up for success: affordable payments, safe and dependable transportation, and good insurance classification. You can get started online by applying for pre-approval.


Q:         What is the right car?

A:         The right car is reliable one that is preferably a more recent model year, has less mileage, and warranty protection. You can find the perfect car for your needs in our new or used inventories.


Q:         How much money do I have to make to qualify?

A:         Generally, lenders require $2,000 per month GROSS income or $2,500 for joint applications…but there are exceptions from time to time.


Q:         How much am I approved for?

A:         I wish there was an easy answer. Most lenders don't approve a hard amount, they approve a percentage. This simply means that they won't allow you to pay $20,000 for a car that is only worth $10,000. This system protects you, the consumer.


Q:         You're a Nissan dealer. What if I don't want a Nissan?

A:         The car is the easy part! We can go buy ANY car that you want. The loan is the most important first step. Keep in mind, it is always our goal to find the best vehicle for your particular situation. Any car can be had, but may need cash down to make the loan work.


Although there are no guarantees in life, we promise to put the full strength of our team into your success.

Napleton can get a great deal, for you, the consumer, because we combine the buying power of over a 70 dealership automotive group with the family values that we were founded on in 1931. Our business isn't just selling cars, our business is finding solutions to everyday problems. Before you make any decisions, you need to know exactly where you stand. We are on a mission to change the world by helping customers get the vehicle they want and deserve. 

This Gives You: 
  • Great selection
  • Great service
  • Surrender valet
  • Complimentary car washes
  • Weekend and evening service hours
  • Experienced professionals in every department
  • An open and transparent sales process
  • Multiple lenders for every scenario

We Want You To Be The Next Success Story!

Dealer not responsible for typographical errors. Pictures are for illustration purposes only. All vehicles subject to prior sales. See dealer for details. MSRP may not be price at which vehicle is sold in trade area. New car prices include applicable manufacturer incentives in lieu of special financing. Plus tax, title, license & $499.99 administrative fee. New car MPGs are EPA's estimated city/highway MPGs. Residency restrictions apply. See dealer for copy of limited warranty. Used car prices plus tax, title, license & $499.99 administrative fee. Used car MPG claims are based on EPA estimated city and highway ratings when vehicle was new. Consumers actual mileage will vary. The value of used vehicles varies with mileage, usage and condition. Book values should be considered estimates only.